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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  The bank will then review this information to determine the payday borrower's eligibility for the loan and, if approved, the amount they can borrow and at what interest rate. They are also usually safer and less expensive than doorstep loans. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house).