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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  Banks may also have more stringent eligibility requirements than other types of lenders, which could make it harder for some borrowers to qualify for a loan. However, cash advances on credit cards also come with some significant drawbacks. Another benefit of online loans is that they often have more flexible eligibility requirements than traditional loans.

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  In contrast, doorstep lenders are loan providers who offer loans and other financial products directly to consumers at their homes. They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account.