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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Once the near borrower has been approved for the loan, they will need to sign a loan agreement, which outlines the terms of the loan, including the interest rate, repayment schedule, and any fees that may be associated with the loan. This can be especially useful in an emergency situation, such as a car breakdown or medical expense.

  The bank will then review this information to determine whether the me borrower is eligible for the loan and, if so, how much they can borrow and at what interest rate. The borrower can borrow as much or as little as they need, up to their credit limit, and can repay the wilmington loan at their own pace.